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If You Found a Bank label Job Here Is The Grate Opportunity For You ! Please Check The Full Details !
The Gramin Bank Recruitment 2026 has officially been announced, offering a massive opportunity with 1,000 vacancies for the position of Local Bank Officer. This recruitment drive aims to hire eligible graduates who are proficient in their regional language to strengthen rural banking services. Candidates interested in a stable government career can now check the detailed eligibility criteria, age limits, and salary packages. The selection process typically includes a preliminary and main examination followed by an interview. Don't miss out on this chance—ensure you complete your online application before the deadline to secure your spot in the banking sector!
Punjab and Sind Bank LBO Recruitment 2026
Organization name – Punjab and Sind Bank (Govt. of India Undertaking)
Type of job – Permanent (Regular Basis)
Category – Central Govt Bank Job
Name of the post – Local Bank Officer (LBO) JMGS-I
Total Post – 1,000
Application mode – Online
Who can apply – All India Candidates (Must be proficient in the Local Language, e.g., Odia for Odisha)
Place of posting – Across 17 States (Including Odisha)
Last Date – 20/04/2026
Eligibility Criteria
Age Limit (As of 01/03/2026)
To apply for the Local Bank Officer (LBO) position, candidates must meet the following age criteria:
Minimum Age: 20 Years
Maximum Age: 30 Years
Important Date Range: Candidates must have been born between 02/03/1996 and 01/03/2006 (both dates inclusive).
Upper Age Relaxation
As per Government of India guidelines, candidates belonging to reserved categories are eligible for the following age relaxations:
Category | Age Relaxation |
| SC / ST | 5 Years |
| OBC (Non-Creamy Layer) | 3 Years |
| PwBD (Benchmark Disabilities) | 10 Years |
| Ex-Servicemen / Commissioned Officers | 5 Years |
| Persons affected by 1984 riots | 5 Years |
Educational Qualification (As of 20/04/2026)
Degree: Graduation in any discipline from a University recognized by the Govt. of India.
Documentation: You must possess a valid Mark-sheet or Degree Certificate proving you are a graduate on the day you register.
Percentage: You must indicate your exact graduation percentage while filling out the online application.
Salary Structure (JMGS-I Scale) :
Pay Scale: ₹48,480 – 2,000/7 – 62,480 – 2,340/2 – 67,160 – 2,680/7 – ₹85,920
Starting Basic Pay: ₹48,480 (Before increments)
Special Benefit: Selected LBOs will receive 3 advance increments at the time of joining. This means your actual starting basic pay will be approximately ₹56,480.
Gross Salary: Approximately ₹70,000 – ₹90,000 per month (depending on the location).
In-Hand Salary: Approximately ₹65,000 – ₹80,000 per month after standard deductions.
Allowances & Perks :
In addition to the basic pay, officers are entitled to several government bank benefits:
Dearness Allowance (DA): Revised quarterly based on inflation.
House Rent Allowance (HRA): Provided based on the city of posting (or Leased Accommodation).
City Compensatory Allowance (CCA): Based on the tier of the city.
Medical Facilities: Coverage for self and family members.
LTC (Leave Travel Concession): For travel across India.
Other Benefits: Newspaper allowance, cleaning material, and conveyance allowance.
Selection Process :
Step 1 – Online Written Examination (120 Marks)
Step 2 – Shortlisting / Screening
Step 3 – Personal Interview (50 Marks)
Step 4 – Local Language Proficiency Test (Qualifying)
Step 5 – Document Verification & Medical Examination
Step 6 – Final Merit List & Selection
Important Exam Tips :
Weightage: 70% from the Written Test and 30% from the Interview.
Qualifying Marks: 40% per section for General/EWS and 35% for SC/ST/OBC/PwBD.
Exemption: Candidates who studied the local language (e.g., Odia for Odisha) in 10th or 12th standard are exempt from Step 4
Online Written Examination Pattern :
Section
No. of Questions
Maximum Marks
Time Duration
English Language 30 30 30 Minutes Banking Knowledge 40 40 40 Minutes General Awareness / Economy 30 30 30 Minutes Computer Aptitude 20 20 20 Minutes Total 120 120 120 Minutes Important Exam Rules:
Sectional Timing: Each section has its own specific time limit. You cannot jump between sections.
Marking Scheme: Every question carries 1 mark.
Negative Marking: There is a penalty of 0.25 marks for every wrong answer.
Qualifying Marks: * General / EWS: Minimum 40% in each section.
SC / ST / OBC / PwBD: Minimum 35% in each section.
Language of Exam: The test will be available in English and Hindi (except for the English Language section).
Important Tips for Qualifying the Exam :
Sectional Cut-offs: Aim for at least 40% (General/EWS) or 35% (Reserved) in every single section to stay eligible.
Banking Knowledge: Prioritize RBI Policies and Digital Banking, using your 18 months of work experience to master this high-weightage section.
Economic Updates: Stay current with the last 6 months of Financial Affairs and key highlights from the Union Budget 2026.
Sectional Timing: Practice with strict timers for each subject, as you cannot switch between sections during the actual exam.
Language Proficiency: Prepare for the Odia Language Test if you didn't have it in 10th/12th, focusing on reading and official letter writing.
Major Rejection Points :
Inadequate Experience: Applications will be rejected if you have less than 18 months of experience as an Officer in a Scheduled Commercial Bank or RRB.
Low CIBIL Score: Candidates with a CIBIL score below 650 at the time of joining will be disqualified, regardless of exam performance.
Ineligible Experience: Work experience in NBFCs, Cooperative Banks, or Private (non-scheduled) banks is not accepted for this post.
Language Proficiency: Failure to pass the Local Language Test (e.g., Odia for Odisha) will lead to immediate rejection if not studied in 10th/12th.
Incomplete Documentation: Rejection occurs if you fail to produce original Degree Certificates or Experience Letters during Document Verification.
Age Limit Violations: Any candidate born before 02/03/1996 or after 01/03/2006 (General category) will have their application cancelled.
Application Fee Default: Failure to pay the full application fee (₹850 for General/OBC/EWS) will result in an incomplete and rejected form.
Bond Refusal: Candidates who refuse to sign the 3-year Service Bond or the agreement to pay 3 months' salary upon early exit will not be appointed.
Application Fee :
- General Candidates – ₹850
- EWS Candidates – ₹850
- OBC Candidates – ₹850
- SC Candidates – ₹175
- ST Candidates – ₹175
- PwBD Candidates – ₹175
- Payment Mode – Online Only (Debit Cards, Credit Cards, Internet Banking, IMPS, Cash Cards/ Mobile Wallets)
- Refund Policy – Non-Refundable (Fee once paid will not be refunded under any circumstances)
- Last Date for Payment – 20/04/2026
Punjab and Sind Bank LBO Recruitment 2026 essential documents required for the application and interview stages:
Proof of Date of Birth (Matriculation/10th Standard Certificate)
Educational Certificates (Graduation Degree & All Semester Marksheets)
Work Experience Certificates (Relieving letters or Service Certificates showing 18 months as an Officer)
CIBIL Report (Latest transcript showing a score of 650 or above)
Caste/Category Certificate (SC/ST/OBC/EWS/PwBD issued by competent authority)
Identity Proof (Aadhar Card, PAN Card, or Voter ID)
Local Language Proficiency Proof (10th/12th Certificate with Odia/Local Language as a subject)
No Objection Certificate (NOC) (If currently working in a Govt/Public Sector Bank)
Passport Size Photographs (Recent color photos as used in the application)
Online Application Printout (Copy of the submitted form and Fee E-receipt)
Important Dates :
Notification Release Date – 31/03/2026
Online Registration Starts – 31/03/2026
Last Date to Apply Online – 20/04/2026
Last Date for Fee Payment – 20/04/2026
Last Date for Editing Application – 20/04/2026
Last Date to Print Application – 05/05/2026
Online Written Exam Date – To be Announced (Expected May/June 2026)
Admit Card Download – 7 to 10 days before the exam
Punjab and Sind Bank LBO Vacancy 2026: State-Wise
Region Category | State / UT Name | Number of Vacancies |
| North India | Uttar Pradesh | 200 Posts |
| Punjab | 100 Posts | |
| Himachal Pradesh | 20 Posts | |
| East & Central India | Odisha | 80 Posts |
| Chhattisgarh | 80 Posts | |
| West Bengal | 30 Posts | |
| Jharkhand | 10 Posts | |
| West India | Gujarat | 125 Posts |
| Maharashtra | 60 Posts | |
| Madhya Pradesh | 60 Posts | |
| South India | Tamil Nadu | 65 Posts |
| Karnataka | 60 Posts | |
| Telangana | 30 Posts | |
| Kerala | 10 Posts | |
| North-East India | Assam | 50 Posts |
| Arunachal Pradesh | 15 Posts | |
| Nagaland | 05 Posts | |
| GRAND TOTAL | 17 States | 1,000 Post |
Apply Process :
Step 1: Visit the official website punjabandsindbank.co.in and click on the "Recruitment" link.
Step 2: Click "Click here for New Registration" and enter your basic details to get your Registration No. and Password.
Step 3: Log in and fill in your personal, educational, and 18-month work experience details carefully.
Step 4: Upload scanned copies of your Photo, Signature, Left Thumb Impression, and Hand-written Declaration.
Step 5: Upload required documents (Resume, ID Proof, Age Proof, Degree, and Experience Certificate) in PDF format.
Step 6: Pay the application fee (₹850 for General/OBC/EWS or ₹100/175 for SC/ST/PwBD) online.
Step 7: Review your form, click "Submit," and take a printout of the final application for your records.
All Important Links :
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| Frequently Asked Question | Quick Answer |
|---|---|
| 1. Is experience mandatory? | Yes. Min. 18 months as an Officer in an SCB or RRB. |
| 2. Can I apply for any state? | Only one state allowed. Local language proficiency is a must. |
| 3. What is the CIBIL requirement? | A score of 650 or above is mandatory at the time of joining. |
| 4. Is there a service bond? | Yes, a 3-year bond is required upon selection. |
| 5. What is the selection ratio? | 70% Written Test and 30% Personal Interview weightage. |
| 6. What is the application fee? | ₹850 for Gen/OBC/EWS and ₹100 for SC/ST/PwBD. |
| 7. Are transfers allowed? | No inter-state transfers for the first 12 years of service. |
| 8. Is there negative marking? | Yes, 0.25 marks deducted for every wrong answer. |
